Mr and Mrs D, both in their late 50s, retired in July 2017 after working full time for over 40 years. Mr D held a management position in a London based firm and spent lots of time travelling all over Europe. Mrs D worked as an accountant for an investment bank.

Both Mr and Mrs D always lead a busy life, working long hours with very few holidays. Even though both love to travel, they wanted to enjoy their retirement at their west country home. Besides engaging in the social activities in their village, they plan to visit their grown-up children in Australia and Canada once or twice a year.

Mr D always had a robust constitution and was generally healthy whilst Mrs D suffered from high blood pressure.

Initially after retirement, Mrs D kept herself busy by joining the local Women